How To in Business Central

Credit Card Payment Gateways and Payment Processors in Microsoft Business Central

September 25, 2019
Senior Consultant

To improve your Account Receivables, you might want to implement an easier gateway for your customer to pay your invoices. You can choose to have a payment link on your sales invoices automatically with a unique link to pay using a credit card or PayPal or WorlPay balance, and thus shorten your receivables cycle. Business Central has three payment extensions that come standard in Business Central: Microsoft Pay, WorldPay and PayPal, with support payment handling by Stripe, Braintree, PayPal, Wepay and others. Let’s explore the differences by payment extensions available as standard.

PayPal Extension: PayPal Payments Standard

You can add they PayPal Payments Standard extension for free to your Business Central tenant. PayPal extension adds a payment link to your sales invoices which you can then e-mail to your customers. The link is embedded and can be added to the standard or your custom invoice. When posting an invoice, you can choose to enable it or not so not all customers must see this payment gateway on invoices. PayPal does not require any setup or monthly fees but they charge per transaction. It’s easy and fast to sign up. Your customers can choose to pay using their PayPal balance or a credit card, and PayPal is available and recognizable almost everywhere.

WorldPay: WorldPay Payments Standard

It works exactly the same as PayPal extension. It has its own transaction fees.

Microsoft Pay Extension

Microsoft Pay comes free and easy to setup, no monthly fees. The fees are charged per transaction and depend on the payment processor. Microsoft Pay can appear on every invoice or on selected invoices – just like PayPal extension. The main difference from PayPal or Worldpay is that Microsoft Pay does not handle payments itself, it uses 3rd party payment handlers such as Stripe, PayPal, Braintree, Wepay and thus theoretically gives you more choice. Why theoretically? Because as of 1st of October, 2019, only Stripe is available with Microsoft Pay. Microsoft Pay is not available in all countries.


All extensions provide the functionality of payment links on invoices and the benefit of shorter receivables cycle. PayPal is the most popular and most recognizable payment processor which makes it the most popular choice that we’ve seen. However, if you want to use Stripe – then Microsoft Pay extension is the one you should choose. 

  • Share

  • Start with Dynamics 365 Now

    Get a Taste of Dynamics 365 Business Central